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Tuesday, June 22, 2010
hai.
Savings plans are ways to cheat people of their money.
My BF signed up with Manulife via UOB in 2006. i remember very clearly, we were shown a table of the cash value if the policy were to be terminated.
its been 4 years we have been paying w/o fail each month, and from the table, we should be seeing 14k. and 25 years later, we should be looking at 50k.
Today we called to ask Manulife if we could terminated the policy and get the cash value for our wedding. He calculated and said 'your cash value is 800+'
WTF.
So i made him calculate the cash value after 25 years. and after holding the line for so long, he told me, 'it will be around 22k'
WTF.
end of 25 years, we are going to fork out 16k+ and to only get back 22k?! only 6k more!
this kind of savings plan always have this kind of hidden terms. fuck. pui.
its this kind of fucking experience that makes my blood boil. you knw the cheated feeling?
FUCK MANULIFE AND FUCK UOB.
Manulife is at fault too. Because they didnt train their UOB staff well enough.
Now how? continue to fucking plan lah.
and cannot get married.
this, i blame manulife.
PISSED OFF MAXIMUM.